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Guaranteed Income for Clients?
Welcome to Fantasyland!

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By Robert A. Sagar
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The "Fantasyland" I refer to here is the financial industry's typical approach to retirement income. It's an ancient myth or a hallucination. Here's why:
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Nearly every person with any kind of financial and/or insurance credential has been taught to look at the world through product-colored glasses. In Fantasyland, no matter what the client wants, the industry equates it to a product purchase. Between the securities, the life insurance, LTC, the annuities, every American has been tagged with pre-purchase probabilities and added to the calculation of "share of wallet."...
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